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Insuring My Home For Less Than $4.67 A Day

TODAY I paid the second of two homeowner’s insurance policies for the upcoming year that begins for each of the policies in about 6 weeks. One of the policies ($754.00 for the year) is for all perils except for wind, and the other policy ($949.10) is for wind only. So that’s $1,703.10 combined for the year – or less than $4.67 a day.

Here’s how my annual insurance costs have evolved since I’ve owned my current home (nearly 7 years):

2008-2009 – $1,703.10
2007-2008 – $1,697.30
2006-2007 – $1,922.00
2005-2006 – $761.00
2004-2005 – $703.00
2003-2004 – $701.00
2002-2003 – $707.00
2001-2002 – $331.98

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The Shaving Chronicles

THIS AFTERNOON I shaved. Why ?  Because it’s Saturday !

I shave twice a week. Why do I shave twice a week ?  It’s because I do not wish to shave three times a week. I had to shave every day for 8 years while I was Active Duty Air Force. I didn’t like it at all. It was 1 of the 57 reasons why I decided to get out of the Air Force when I did. Over 15 years later I’m still working for the Air Force – but as a D.O.D. civilian. I can shave whenever I feel like it, and I feel like shaving twice a week. In fact I feel like shaving on Saturday afternoons and Tuesday evenings. That’s why when you see me on Wednesdays and Sundays I appear to be rather clean-shaven. There’s about 76 hours between my Saturday afternoon shave and my Tuesday evening shave, and there’s about 92 hours between my Tuesday evening shave and my Saturday afternoon shave. A lot of hair grows on my face during those 76 to 92 hours. I like how my face feels once it’s all shaved off. It feels smooth like that !

If I decided to increase my shaving to three times a week then perhaps I would go with a Sunday evening / Tuesday evening / Thursday evening schedule. That way I would be clean-shaven on Mondays, Wednesdays, and Fridays.

That just seems like a bit too much shaving for me.

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Home

Saturday Morning Shenanigans

It’s the only morning of the week in which a set alarm clock does not wake me up. During the work week it wakes me up at precisely 5:15 AM. On Sundays it does so at 6:30 AM. On Saturdays I get to sleep in, and lately (especially) I’ve been taking full advantage of this once-in-a-week opportunity.

This morning I recall waking up (for the first time) at 4:20 AM. When I quickly identified the time as ‘4:20 AM’ I just as quickly went back to sleep. I proceeded to sleep right through my normal wake up times for the other 6 days of the week, and I finally awoke (for good) at 7:47 AM. I just laid there in bed for about 10 minutes as I planned out my upcoming day. It was right then and there that I decided to not go anywhere at all today. I walked in to my home just before 3:30 PM yesterday (Friday) afternoon, and I don’t plan to walk out of it again until just before 7:30 AM tomorrow (Sunday) morning. I’ll be enjoying the comfort of my home sweet home en Homestead for 40 continuous hours. It’s just me and my home. Home is where my heart is.

Most people I know don’t spend nearly enough time in their home. They are always out and about and on the go. They rarely take ‘personal time’ away from it all. They are sort of like zombies. All work. All action. No play. No rest.

That will not be me (today anyway). My shenanigans on a Saturday would be considered to be extremely lame for many, but it works on so many levels for me. I am so much busier in 2008 than in any other previous year in my entire life. Today I am taking a day off from the rest of the world. I am recharging my batteries. I am getting refreshed. I am enjoying this home of mine. It’s got everything that I need. It’s where I belong today. It’s where I need to be.

I’ll be back outside and on-the-go tomorrow (Sunday). Catch me then (if you can).

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Driving Food Health Home Internet Shopping Television

Saturday Morning Shenanigans

I do more before 9 AM on a Saturday morning than many people do all day on Saturday ! 🙄

I started my Saturday morning bright and early at Homestead‘s Oasis Plaza Publix just a couple of minutes after they opened up their doors at 7 AM. Once upon a time I used to be the first person in to the original Towne Square Publix (Useless-One & Campbell Drive) on most Sunday mornings at 7 AM (sometimes on Saturday mornings at the same time). Nowadays a Saturday morning at 7 AM visit to Publix is a rare treat, and a Sunday morning at 7 AM visit is an impossibility (due to my other priorities). I was in and out of Publix with all of my groceries for the next couple of weeks or so in about 45 minutes.

Next on the agenda (after I took all of my groceries home) was Chevron on Homestead’s frantic corner of Useless-One and Campbell Drive. I filled up my car with 10.836 gallons of gas at $4.199 per gallon (an all-new record) for a total cost of $45.50 (another all-new record). It was my first fill-up with gas in 19 days (a few days above my usual running average). I averaged a daily consumption of 0.57 gallons of gas over the past 19 days.

I then went over to Walgreens where I got excellent $ALE DEAL$ on laundry detergent and videotapes (what a combination).

I capped-off my Saturday Morning Shenanigans at Burger King where I picked-up an Enormous Omelet Sandwich, Hash Browns, and Turbo Coffee. Burger King has always been my all-time favourite fast food restaurant for breakfast, and for many years I used to go there at least once or twice per week. This may have been my first or second visit in all of 2008 thus far. I just don’t eat as ‘bad’ as I used to ever since my MASSIVE heart attack and subsequent 9-month coma elevated cholesterol readings and subsequent Lipitor prescription. Eating a Burger King breakfast has now become a once-in-a-long-while occasion. I’ll do it again en Octubre !

And so those – mis amigos – are mis Saturday Morning Shenanigans. I got back home at 9 AM this morning, and now I’m watching television, surfing the web, doing laundry, paying bills, filing paperwork, and other fun stuff like that. This is the day that I’ve been waiting for since … last Saturday !

Have a sensational Saturday everyone !  Make it memorable.